Dr. Viktoria Danzer is a Partner at Roland Berger in the Financial Services sector, with a focus on digital transformation, IT strategy, and simplification. Her projects often center around retail banking. Previously, she was Head of Division at UniCredit Bank, where she was responsible for in-house consulting, IT governance, process automation, innovation management, and the card business, among other areas. She has been deeply engaged with the topic of financial wellbeing for many years. Viktoria Danzer earned her doctorate in moral philosophy from the University of Munich.